There aren’t that many people out there with the ability to lay down an entire home payment out of pocket, this is why almost all homes in the country are financed. With the assistance of a financial institution you have the access to the funds you need in order to have the home of your dreams, and Michiana Modular works alongside you to ensure that your financing will open the door to your new Mishawaka or South Bend area home, with professionals who have been assisting prospective buyers for years.
Qualification The ultimate question that the majority of new customers have is whether or not they qualify for financing, and though we don’t have that answer at Michiana Modular, we can certainly help point you towards a location where you can find it. Knowing what your qualifications are, and what you are covered for, will narrow down your price range and options in that zone. At Michiana Modular we have homes ranging in multiple payment brackets to ensure that we bring the most options possible to those with high financing options and those on the lower end of the loan spectrum.
Calculating Payments When speaking with a financial institution, they will give you a number in which you are qualified for, and without other savings hidden away, that is the number in which you need to remain. Another factor in this thought though is knowing what your monthly payments for mortgage and the like will be, to ensure that even though you qualify for a higher costing home, that the monthly payments won’t set you behind, and potentially lead to your losing your home due to delinquency. At Michiana Modular we will sit down with you to work out these figures, and to stay in your comfort zone.
Upon Approval When you have the magic number at hand in which you qualify for, then a phone call to Michiana Modular will begin the process of putting that number to use. Our professional financiers will go over all the details of the home buying process, the payments up front, and those that will await on a monthly basis, to give you the most accurate as possible assessment of what you will be looking at financially as a home buyer. We want you to get the home of your dreams, and more importantly, to be able to keep it. Choosing The Best Knowing your financial limitations, Michiana Modular will present you with the home options that fit into your comfort zone, to ensure that you still have the highest available level of choice when it comes to your final decision. We aim to assist you in making the process as simple as possible, and to give you the means in which to attain your dream home provided by Michiana Modular.